Credit Repair (Credit Repair)

Rating:
Summary: Helped Me Too
Review: I used this book and cd, in 1 day my credit score went up after I disputed several items

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Summary: This book is not getting enough Credit!!!
Review: It is obvious Ms Leonard gets her information from outside sources: i.e. legal reseach, fellow colleague, libraries, other credit repair books. All the new additions is a rehash of old, obsolete credit information. Half of the books consisted of regulations of various sorts to add pages to her book. On chapter 5/11, about removing bad credit, she mentioned bad credit has to stay for 7-10 years as long as it is correct - which is false; any negative information can be removed if the dispute is done correctly. She probably got her information from the credit bureaus themselves. As we know, the credit bureaus wants to brainwash consumers into thinking the no one can legally remove bad credit. On one passage the book said "Even if the credit bureau removes information that a credit bureau had the right to include in your file, it is no doubt only a temporary removal. Most correct information reappears after 30-60 days, when the creditor that first reported the information to the credit bureau re-reports it". This is false, most (98%) of items actually removed never comes back on. This is based on 13 years of credit repair experience. Please delete this passage from your future editions. It is obvious Ms Leonard does not practice what she preach! If she has she would have known that. Also, if she is a practitioner, she would have more practical tips about restoring credit. Instead, she takes credit for publishing other people's ideas! This book is not worth it.

Rating:
Summary: This book is all theory- Not worth it!
Review: It is obvious Ms Leonard gets her information from outside sources: i.e. legal reseach, fellow colleague, libraries, other credit repair books. All the new additions is a rehash of old, obsolete credit information. Half of the books consisted of regulations of various sorts to add pages to her book. On chapter 5/11, about removing bad credit, she mentioned bad credit has to stay for 7-10 years as long as it is correct - which is false; any negative information can be removed if the dispute is done correctly. She probably got her information from the credit bureaus themselves. As we know, the credit bureaus wants to brainwash consumers into thinking the no one can legally remove bad credit. On one passage the book said "Even if the credit bureau removes information that a credit bureau had the right to include in your file, it is no doubt only a temporary removal. Most correct information reappears after 30-60 days, when the creditor that first reported the information to the credit bureau re-reports it". This is false, most (98%) of items actually removed never comes back on. This is based on 13 years of credit repair experience. Please delete this passage from your future editions. It is obvious Ms Leonard does not practice what she preach! If she has she would have known that. Also, if she is a practitioner, she would have more practical tips about restoring credit. Instead, she takes credit for publishing other people's ideas! This book is not worth it.

Rating:
Summary: This book is not getting enough Credit!!!
Review: This book was so helpful, I just can't uderstand the bad reviews! Thanks to Credit Repair I've gone from being up to my ears in debt to having near perfect credit! Of course this kind of result isn't going to happen over night, any one who tells you otherwise is lying or doing something illegal. THERE ARE NO LEGAL QUICK FIXES!!! I've tried many different methods to improve my credit but following the advice in this book is the only one that worked for me. It even contains a CD-ROM with pre-made forms and letters that help to make the process as easy and painless as possible. Credit Repair was worth every cent!