Rating: 
Summary: Absolutely Invaluable
Review: I can't recommend this gem of a book highly enough. I read it after digesting two other, more general books on house buying, as well as reading about mortgages on a number of financial websites, and thought it couldn't teach me anything I did not already know about mortgages. I was very, very wrong. Pretty much everything I thought I understood about how to shop for a mortgage was incorrect. I was making every classic blunder that Randy Johnson identifies -- and I think I am significantly above average in my understanding of personal finance. If you are an intelligent person who likes to make informed financial decisions, you owe it to yourself to carefully study this book.
Rating:
Summary: Absolutely Invaluable
Review: I can't recommend this gem of a book highly enough. I read it after digesting two other, more general books on house buying, as well as reading about mortgages on a number of financial websites, and thought it couldn't teach me anything I did not already know about mortgages. I was very, very wrong. Pretty much everything I thought I understood about how to shop for a mortgage was incorrect. I was making every classic blunder that Randy Johnson identifies -- and I think I am significantly above average in my understanding of personal finance. If you are an intelligent person who likes to make informed financial decisions, you owe it to yourself to carefully study this book.
Rating:
Summary: I wish their were more stars.
Review: I recently purchased the second edition of this book from www.amazon.com . I chose it because it had such impressive customer reviews, but it was even better than I expected! HOW TO SAVE THOUSANDS OF DOLLARS ON YOUR HOME MORTGAGE was undoubtedly the most valuable reading I've done in a long time. The advice will probably save me money every month for the rest of my life. I am so glad I read it before I completed the mortgage on my first home, I can just imagine the readers who are writing their second or third morgages kicking themselves as they turn the pages. IF YOU ARE GOING TO TAKE THE TIME TO READ ANYTHING BEFORE YOU BUY YOUR NEXT HOME, READ THIS BOOK FIRST!!!!
Rating:
Summary: It's the best!
Review: I shopped for a number of mortgage books, and bought three, including one published by Barons ("Keys to Mortgage..."), and "How to get the Best Home Loan" by "Bell". This was the only one worth reading.
Rating:
Summary: This is the book most loan officers hope you won't read
Review: I've been in the industry for over seventeen years and I can tell you - this is one of the only mortgage books that really tells it like it is. If your idea of shopping for a mortgage includes picking up the local papaer or yellow pages and calling a bunch of different lenders to ask "what's your rate?", you're in trouble. Read the info on pages 113-118 to see why. Are you serious about shopping for a mortgage? Are you ready to set aside everything you think you know? Do you want a book that really "hits the nail on the head?" This is the book for you! Still undecided? How about this? - We like this book so much that we bought 500 copies to give to our mortgage customers. Do yourself a favor and put this book in your cart.
Rating:
Summary: Invaluable
Review: If you've ever stumbled blindly through the process of getting a mortgage, you'll feel like you're reading an expose as you go through this book. Johnson completely demystifies how the "system" works. He explains the differences between mortgage brokers and loan reps, what all those fees are on your closing statements, who's getting your money and why, the approval process, the advantages and disadvantages of the many different loan types, how brokers and loan reps can benefit from your ignorance, and more. The book is written in plain English, and Johnson does what most of the people in the industry can't or won't: He explains things to you like he *wants* you to understand what he's saying. If forewarned is forearmed, you'll go into the process armed to the teeth after reading this book.
Rating:
Summary: Excellent! Read this book BEFORE you go loan shopping.
Review: Mortgage broker Randy Johnson reveals the chicanery that exists in the home loan industry, so you won't get bamboozled on this expense of a lifetime. He also shows you how to find the real pros who care about their clients and know how to work the system. It's a real jungle out there in mortgage land. Don't even think about sitting down with a loan officer before you read this book!
Rating:
Summary: We DID save thousands of dollars on our mortgage!
Review: My husband and I buy and restore old homes and we have always had to run the gauntlet of obtuse lenders and silly rules when it came to getting a mortgage. No longer! This book is filled with facts and information to help the consumer understand how the mortgage industry works and how to get it to work for you instead of the bank. Many thanks to Randy Johnson!
Rating: 
Summary: Very Informative but......
Review: Randy Johnson is very informative and contains alot of useful information...once you understand what he is trying to explain. In my opinion this is not the book to read if you have absolutely NO idea how the mortgage process works and how and what lenders do in that process. If you are a total novice , the terminology Mr. Johnson throws around may sound very cryptic; and his examples might make sense to you if you were either a finance major in college or have some minor experience with terms of finance. In my opinon, the total novice should read another book for the basics before coming to this one . I recommend Eric Tyson's Mortgages For Dummies. It is very concise, clear, easy to understand and concentrates solely on the basics. After you have acquired some basic knowledge of the lending process, then come back to Mr.Johsnon for some serious nuts and bolts tips and strategies. To me, that is the best way to maximize the insider info and stratagies mapped out in Mr. Johnson's book. However, for those of you versed in the lending lingo and who have been around the block a time or two when it comes to the home buying process, this book is definitely a must read. You need look no further for info that really will help you to save money on your next loan or refinance(but I still recommend MFDs , it can compliment or elaborate on alot of the info mentioned in Randy's book). So, all in all, a good read for the novice and for the semi-pro.
Rating:
Summary: Outstanding
Review: The book covers all the basics and in my opinion its very objective and provides a great deal of information for both new home buyers and experienced alike.
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