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9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Stop Worrying

9 Steps to Financial Freedom: Practical and Spiritual Steps So You Can Stop Worrying

List Price: $14.95
Your Price: $10.17
Product Info Reviews

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Rating: 5 stars
Summary: Nine Steps offers first rung of ladder to financial heaven
Review: Nine Steps to Financial Freedom brings the business of personal finance to the root of our financial beginnings. This book takes a spritual approach by tracing a persons financial root system, taking it back to our first experiences with money and showing us that our present financial behavior is not so far removed from our childhood experiences with money. Suze's book works from the inside out.
Once we have made contact with our childhood experiences, Suze provides tangible steps to create personal financial freedom. This is where the nine step process comes into play. Like a drug treatment 12-step program, Suze maps out the path to financial hapiness and asks us to work the steps.

This is an important read for an often unrecognized reason preventing us from growing in happiness and financial health.

Rating: 2 stars
Summary: At least she doesn't hide her views.
Review: First of all, there's no reason in the world to buy a book like this. Your library will have it or something comparable. Now, a warning. This book was written by a woman who believes that money is the most important thing in life. I'm not making that up. In fact, those are practically her exact words (see the introduction). So if you just want to be the next ignorant SUV-driving capitalist, this may be the book for you. If, however, you view financial security as more of a necessary evil than one of the joys of life, pass on this book and go consult an officer at your bank branch. That way you'll save up something far more valuable than money: time, which can be used to read truly worthwhile books.

Rating: 4 stars
Summary: Great starter book
Review: It's very good for beginners in the world of family finances. It gave me loads of practical information and good advice. It made me prioritize our family spending. It made me be in touch with our money, when most people don't even like to think about it. I still have a long way to go to become financially free, but it suerly was a good start!

Rating: 4 stars
Summary: Great book, very helpful
Review: I thought this book was fabulous. I appreciate that as other reviewers said, Orman spends much of the book getting us to understand our ideas about money. Everyone views money differently, as a result of various experiences in our lives. It's not until we understand how we treat money, that we can change our habits about it.

There is of course practical money suggestions as well. I found the section about wills/trusts/life insurance to be the most helpful. She spells out the difference between a will and a trust, in simple language that makes it easy for all readers to understand. Furthermore, while I found hints on many things to change in my outlook, I was also very heartened by the things that I am doing right!

If you're looking for a book that is entirely practical information,then don't turn here first. However, I strongly encourage you to go through the psychology examples she uses here, and you will indeed be closer to financial freedom.

Rating: 4 stars
Summary: Read this book before you lose money.
Review: Before I had finished half the book I was re-evaluating my portfolio based on what I had already learned from Ms. Orman's book. Basic investing is explained from IRAs, to money-market and mutual funds in simple terms but without condescending to the reader. Ms. Orman believes in long-term planning and you will not find a "get-rich-quick" scheme in this book. There are many money-saving tips as well and advise on estate planning.

Rating: 4 stars
Summary: New age view of personal finances
Review: Upon reading the first page of this book by Suze Orman, it's inevitable to have the impression that you're in front of a "new age" type of book. I mean, take the title "...Practical and Spiritual Steps..." sounds very Deepak Chopra-ish. But that doesn't turn out to be negative at all, in my opinion. In fact, it helps the book to become yet more personal. Orman sprinkles all through the 9 steps to financial freedom stories from clients, friends and family, to help you relate to the different lessons she has to teach. The lessons themselves are really not rocket science, and several other books have already tackled them, but I consider Orman's success to be her style, which hopefully will be highly successful in conveying her message to more "intimate" audiences.

The 9 steps summarized:
* Step 1: How the past holds the key to your financial future. Your fears and anxieties, even from your childhood years, and how they play a key role in your financial habits.
* Step 2: Facing your fears (she calls them the weeds in your financial garden) and creating new truths.
* Step 3: Being honest with yourself. Don't hide or disguise financial truths from yourself or your loved ones. Face the truth!
* Step 4: Being responsible to those you love. This step starts to delve with more down-to-earth recommendations: things like wills, trusts, insurance, etc.
* Step 5: Being respectful of yourself and your money: the now-legendary phrase "Pay yourself first!" and some insights about the incredible power of compounding.
* Step 6: Trusting yourself more than you trust others: this goes alongside working on your financial education as well as looking for financial advisors to help you out. But be wary of the advice of those who know nothing about what they preach!
* Step 7: Being open to receive all that you are meant to have: deals with learning how to give back.
* Step 8: Understanding the ebb and flow of the money cycle. Everything that happens is positive, if you look at things from a long term perspective of your financial future.
* Step 9: Recognizing true wealth.

All in all, an OK book about the topic. Recommendable for people who have not read ANY OTHER books on the topic of personal finances and financial independence. Otherwise, make sure that you read first at least "The Richest Man in Babylon."

Rating: 1 stars
Summary: Writer has no business naming funds on tv .
Review: Took Ormans Advice , started with $ 21000 and lost $ 13000 in
6 months. That was Holly,s College money who is a junior in high school. How can I tell her that She cant go to the University of
Huntsville AL. Thank You Suze.

Rating: 2 stars
Summary: The "Lovebug" Lady Strikes Again. . .
Review: The book is OK and offers a lot of common-sense advise - if you're willing to sift through her New Age-style convictions along with it. I occasionally listen to Suze Ormon on the radio and many of the people who get through sound more like disciples having an audience with the Only Living Cash Guru. Fortunately, her advise is pretty sound and will probably work for them. Her target audience seems to be women (she's delighted when a man or two calls in) who may have ignored or flopped at standard money management and fear they'll become bag ladies. "Suze to the rescue!" Her delivery is like an out-of-control evangalist, wide-eyed and frenzied. Injecting endearments such as "Lovebug" or "Sweet Potato", she proceeds to probe into her caller's personal psyche before she writes out her money prescription. She does however, offer sensible advise (nothing new or unusual, if you've done your own research). Her success as a money consultant is well established and rightfully deserved,but lately she's adding her personal politics into the mix! With typical maniacle frenzy she's gone off on Bush-bashing and damning of conservative thinking - insulting half of her audience in the process! I guess when you've reached this level of mainstream recognition,you can declare yourself an esteemed political analyst as well. Oh well, it's easy to turn the radio or T.V. off and just as easy to close the book - or just read the good parts.

Rating: 5 stars
Summary: Financial Freedom by: S. Orman
Review: Having recently purchased this book myself, I find her writing ability to be most impressive. She gets right to the point in her book. I would recommend it!

Rating: 4 stars
Summary: Logical, well thought out, practical advice
Review: Suze Orman is a Certified Financial Planner who goes beyond the basic nuts and bolts of financial planning to help you change your concepts of money and wealth. While she gives good advice about the need for insurance, savings, and similar items that you would expect from a financial planner, she also looks at how your past affects your current situation. Your early experiences and the concepts of significant others affects your belief system and can free you to enjoy financial freedom or bind you into a position where you can't do what needs to be done. For an extreme example, I knew a person who had lived through the depression and lived in an older mobile home until he died. When he died they tore down the mobile home and found that he had over a million dollars in cash and bonds hidden in the trailer. He past experience with the depression had made him a slave to hoarding money.
The nine steps include understanding how your past affects your present, facing your past and creating new truths, being honest with yourself, being responsible to those who depend on you, understanding the flow of money and recognizing true wealth.
Many people will find this a book that frees them from financial slavery so that they can go forward and have a more fruitful life.


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