Turn Your Debt Into Wealth

Rating:
Summary: Not as realistic...
Review: As a professional financial advisor and CPA, this program truly undermines the real effects of interest rates and opportunity costs. The author makes the whole process sound so easy but truth is there heavy consequences. What John is teaching is simple as "PAY MORE (accelerated margin) and GET OUT OF DEBT FASTER" - which is a no-brainer. Well... if you are living paycheck to paycheck how will you come up with extra $400~$600? John will tell you to drink less coffee, eat less, etc... I just wonder if the author has any finance background...

Rating:
Summary: Pretty good but too much babble
Review: I checked this out at the library and thought it had good information about how to cut your expenses and the author convinced me to pay off my mortgage early rather than putting my extra money into the stock market. The first few CD's are very entertaining. The last two CD's don't contain any useful information and are somewhat out of scope. For instance, in the last CD he spends a significant amount of time talking about why only one parent should work because it's better on the kids. He also goes on and on about how to be an asset to your company so you will get raises and not get laid off. This is the type of CD that you will only listen to once so I highly recommend checking it out at your local library and saving the cash. After all, you do want to cut down on debt, right?

Rating:
Summary: Essential advice
Review: I have been following Johns plan for about 5 years. Iam really getting close to actually being completely debt free. I would have never believed it possible, five years ago. It is such a fantastic feeling to know that you do not have to work a 9-5 everyday just to survive. This course truly gave me my life and freedom back. There are people with vested interests; who would prefer you never know the information contained in this set. I noticed the financial planner's negative review. With John's program you dont need finanical planners..saving a lot of money right there. This program is designed for the average person who does not understand what a heavy debt load really means to your future. A reviewer mentions homes going up in value and thus a great investment, Homes do go up in value, and yes, you can make a profit, but replacement homes also go up in value so the profit increase usually means breaking even, unless your moving to the country. Again, incurring massive debt is the sole REASON people are stressed out, cash poor and total slaves to a job, forced to live in fear they might lose. Who needs it?? If you have $2000-$8000 in life debt expenses going out every month, that is really your personal freedom going out and when you realize that 80-90% of this is usually interest that is making someone other than yourself very wealthy, it should make you more than a little angry. This course is the very way of thinking to obtain your freedom. This course is your ticket out. I cant recommed it enough.

Rating:
Summary: THE BEST INFORMATION ON MONEY I HAVE EVER HEARD
Review: i think this information should be taught in schools.this information is life changing.
i wish everyone in the whole world would listen to these tapes.
(GREAT) ...

Rating:
Summary: THE BEST INFORMATION ON MONEY I HAVE EVER HEARD
Review: I've read Hume Publications Successful Investing & Money Management, Money Magazine's 101 Secrets to Personal Wealth, Rich Dad/Poor Dad and other money making guides. None were as helpful, nor as quick to show results for me as John Cummuta's Debt to Wealth Program. I found it a simple plan that helped me pay down debts and saved me wasting money on interest payments. I've used his system to help me pay down a $5,000 home equity loan and a $17,000 business loan in the last 12 months. I've recommended it to my sister-in-law who has started a savings fund for her kid's college education by accelerating the paydown of some debts. This program won't make you a millionaire but it will help you stop paying all that interest to banks, credit cards and car dealerships!

Rating:
Summary: Debt Free Blueprint
Review: I've read Hume Publications Successful Investing & Money Management, Money Magazine's 101 Secrets to Personal Wealth, Rich Dad/Poor Dad and other money making guides. None were as helpful, nor as quick to show results for me as John Cummuta's Debt to Wealth Program. I found it a simple plan that helped me pay down debts and saved me wasting money on interest payments. I've used his system to help me pay down a $5,000 home equity loan and a $17,000 business loan in the last 12 months. I've recommended it to my sister-in-law who has started a savings fund for her kid's college education by accelerating the paydown of some debts. This program won't make you a millionaire but it will help you stop paying all that interest to banks, credit cards and car dealerships!

Rating:
Summary: A Fresh Perspective
Review: John Cummuta's earlier series "Debt Free and Prosperous Living" contained the bulk of its information in a book. Then came his Nightingale series "Transforming Debt into Wealth," which relied mostly on the audio with a small workbook. Now the abridged series "Turn Your Debt Into Wealth" contains the same 6 hours of audio presented in the full Nightingale Conant program but does not have a workbook...I think the audio in this new series is John's best work to date. John is very easy to listen to, and his system is easy to follow because it's very practical. I have used this system for the past 10 months, and I'm a year and a half ahead of even John's optimistic schedule. It really works! I look forward to implementing the wealth building plan soon. Everyone I have told about the plan has been able to calculate a debt free date within 3 and 6 years. There are other valid debt elimination plans, but this is the best one. Being able to pay off the first debts in a month or two is a major psychological boost. The other thing I like about John Cummuta is his fresh perspective on wealth building and the American Dream. His plan is attainable with the money you already make. You don't have to get a second job, start a business, or buy real estate. Simplicity is the key. He also helps us understand that we don't need everything Madison Avenue tells us we need. We are free to choose the financial lifestyle that's best for us. THIS SERIES IS A MUST HAVE for anyone in debt, and I also highly recommend this to people who own already own "Debt Free and Prosperous Living."

Rating:
Summary: Robert Cuenca is not paying attention.
Review: Robert Cuenca is a knucklehead. That's why you rent the property. You are not paying the mortgage, the renter is. I personally own 5 rental properties. If you do your research and purchase real estate in a smart way, then you WILL make money. There are EXTREEMEY RARE social and economic cases that see real estate depreciate. Do you own due diligence before you start calling people names.

Rating:
Summary: Get out of Debt
Review: The book is a guide to transforming your life. It provided the information and strategy to get out of debt and save money. John Cummuta's style is easy to follow. I would recommend it.

Rating:
Summary: Finally! A Plan for TRUE Financial Independence
Review: The first time I came across John Cummuta's material on getting out of debt and building wealth, it captivated me---like being a person blind, seeing the world for the very first time. John explodes the financial myths that are peddled by the mainstream press (and I always believed) like 1) Not paying off your mortgage because of the tax deduction; 2) Building up an emergency fund of six months or more before paying down debt; 3) How the Madison Avenue version of success (new luxury cars, McMansion houses in prime locations, etc.) are the most fulfilling and what everyone should pursue. John not only explodes these myths, he gives you a REALISTIC system for paying off all debt in five to seven years WITH THE MONEY YOU'RE ALREADY MAKING (isn't that a relief? You don't have to give up your life and start "flipping" real-estate properties or become a business owner!) and building wealth so that you can achieve whatever lifestyle is important to you. John's program will give you the most precious thing in life: FREEDOM. I now have the freedom from worrying about my bills every month, the freedom of time to spend with my precious wife and children, and the freedom to life the lifestyle I want to live---not the Madison Avenue version, my version. In my book, this product is worth more than gold.