Rating: 
Summary: Believe the title!!
Review: For many of us, financial smarts aren't second nature. However, we're also stymied by our intuition telling us that managing our money isn't rocket science...and if you're like me, you may be caught in a cycle of thinking you know you should do something about your money issues (whether it's debt, disorganization, lack of retirement or college planning, all of the above) but you don't know where to start. At the same time, you know it must not be hard, and you don't know who to trust for help.If any of that description fits you, please buy this book and put your mind at ease. It indeed will assure you right off that managing your money is simple -- easier than you ever imagined -- and you already know most of what you need to know to get started on the way to financial security. The difference between The Automatic Millionaire and other financial planning books and Web sites (I've read many!) is that David Bach helps you define your goals then literally walks you step-by-step down the path to get there:
He gives you Web sites to sign up for a savings account.
He shows you how to figure out which debt to pay first.
Retirement, college savings or emergency fund first? Wonder no more!
And, how do you get to the point where you stop worrying about money? Even better, in The Automatic Millionaire, Bach teaches you how to automate most aspects of your financial life, so that you don't have to worry each month about your mortgage payment arriving on time...whether you'll have money left over to save...and dozens of other items that used to keep me up at night. Bach is inspirational but not cheesy or annoying...he is a coach in the best sense of the word. You'll enjoy his pleasant tone and you'll feel like he's cheering you on to financial success!
Rating:
Summary: Take the worry out of your finances
Review: I've always felt like I had set myself up for financial security, yet I still worried about money all the time. By implementing the author's easy steps to create wealth, I have automated and maximized my finances in a way that is both fool proof and worry free. The Automatic Millionaire provides a system where you identify your financial goals and set up systems to automatically meet them. Through simple and easy to follow directions, the author explains the steps and various financial options to achieve wealth. He then offers suggestions and ideas to set up processes that once set up, take care of themselves on a regular basis. With a few hours of effort, tasks that seemed complex and often insurmountable can be set up to occur automatically so that you don't have to think (or worry) about them going forward. I've read many books and programs about reaching financial success, but have never fully implemented the processes described in them. They either seemed too confusing or took too much time and babysitting to implement. David Bach's methodology took the guesswork and excuses out of the program. The book was easy to read and with a few hours of initial setup, the processes described take care of themselves - automatically.
Rating: 
Summary: A good addition to your money management reading list.
Review: I'm on a mission to clean up my finances, so lately I've been reading books touting fiscal responsibility. The theme of "The Automatic Millionaire" (TAM) is pretty basic: Pay yourself first, and do it automatically. From that foundation wealth can be built over the long haul (no get-rich-quick nonsense here). I like how TAM points out simple ways to pay yourself and put your money to work, such as taking advantage of employer retirement plans and creating an emergency savings fund. Obvious stuff, but sometimes all one needs to prompt a "now I get it" moment is the right information at the right time in the right way, even if they've heard it all a hundred times before (like me). It's also neat that Mr. Bach has included information about legitimate financial companies and investment plans geared towards entry-level folks. However, there are two areas where I veer from Mr. Bach's master plan. Yes, automating your finances to pay yourself first may not require discipline. But using your remaining money wisely and avoiding traps like credit cards and the "Latte Factor" does necessitate self-control, which is discipline's kissing cousin. There's no way around the fact that possessing these qualities (or having them reinforced by accountability) is required to resist the temptations of self-indulgence and immediate gratification. Second, he recommends home ownership in lieu of renting - a good general principle. But he uses a monthly rent amount of $1500 to back up his assertion. I've never paid more than a third of this amount for rent, and I can't imagine ever doing so, especially as long as I remain single. "The Wealthy Barber" contains more realistic advice (especially for singletons): Rent reasonably, and save or invest the difference between your rent payment and a full-blown house payment. Buying and maintaining a home is an expensive commitment, and I have no desire to enter the ranks of the "house poor." Overall, TAM is a useful tool for those looking to become more discerning with their funds. Include it with other fiscal management books (such as "Priceless", "The Wealthy Barber", and "The Millionaire Next Door") to get a broader foundation for your own money management plan. Add a cautionary tale like "American Sucker" once in awhile to keep perspective on what really matters in life, and Mammon won't be a monkey on your back.
Rating: 
Summary: I knew it!
Review: I knew before buying this book that I was going to get fleeced. But I bought it anyway. Now the only person guaranteed to get rich is David Bach. I wish I could get my money back (or Bach). Please don't waste time and money on this book. If you haven't already heard everything he talks about I suggest you are not from this planet. You would be better off buying a savings bond with the oney and cashing it on retirement day. It won't make you a millionaire but it will make you more than this book will. All the advice presented here is available in many places. Heck, I bet your banker will give it you for free. Eveyone has seen the investment charts in this book: you know the ones that say if you put away X dollars a year at an early age you will end up with over $1 million by age 65. Or the ones that compare the different invest strategies of two people. All these charts are based on absurbly high return rates on your investments. Everyone knows how to make money. The problem is that not everyone is willing to make the effort. If who are willing to make the effort you are probably already doing it.
Rating: 
Summary: Baby book
Review: The Automatic Millionaire is great for inspiration only. If you need that little extra "rah rah" for saving then this book is great for reading on the toilet or while waiting for the dentist. Bach breaks it down and reminds us that while his concepts are simple and easy many people just don't follow them. I agree. He roots for us and urges not to be spendy which is great but I do have a problem with the book. It is over-simplified. If you want a REAL book on how to manage your money that is JUST as simple to read check out Mary Hunt's Debt-Proof-Living.
Rating:
Summary: Changed My Life
Review: I bought this book when I was about $10,000 in debt and had tried everything I knew to change things around. Since reading this book I was able to reduce my debt by almost $3,000 in only 4 months. Not only did this book give me the VITAL information I needed to start saving my money for retirement but at the same time start paying down my credit card debt. I also now have a savings account set up for a house I am looking to by within a year or two. The only problem I had with this book is that it really went quickly over each topic covered. If you are looking for an in depth look about ALL financial issues you may need to look elsewhere (Such as Suze Orman's books, which I also love). Over all, this book really changed my life for the better.
Rating:
Summary: Total Rip-Off
Review: How on earth could I have been so foolish to fall for this title? Nothing in life is automatic, particuarly becoming wealthy. This book is FILLED with misrepresentation, misleading statements and down right hype. I guess the way to becoming an automatic millionaire is to find a slick way to ripoff people at the checkstand. Well phooey on you, Mr. Bach. My Barnes and Noble will let me return this book if I am not satisfied. And guess what? I'm not satisfied. This publisher should be sued for daring to publish such a dishonest tome.
Rating:
Summary: 1 star reviewers lack discipline
Review: I think I've finally figured out why the 1 star reviewers don't like this book...it takes discipline. Sort of like dieting or anything else constructive. It's easy to say save 10% of what you make, but after all, you have to get up early every morning, fight that traffic enroute to your long commute to work, listen to a boss everyday so it's easier to take that 10% plus a whole lot m ore and spent it on your lifestyle. I love that when people say they spend their money on their lifestyle....and then always want to borrow money too. Sometimes I'll ask them; "How is your IRA doing?" The response is usually; "Huh?" , "What?", "What are you talking about?" The 1 thing that Dave Bach cannot give you is the discipline to accomplish it. Too bad 1 star reviewer (s). The Automatic Millionaire is still in the top 10 best selling books. Must be a reason.
Rating: 
Summary: Very Commercial--The Book Is The Author's Sales Tool
Review: Very sad to read and sense the greedy motive of the author from the book. This just the impression that I have when I read through the first few pages. The motive is to sell more of his books, seminars, and related services. I bought this book (in the ebook version) at cheaper price, so my loss is reduced to minimium. Try " Richest Man in Babylon" or" Millionaire Next Door". The writing is more sincere and teach more useful principles on wealth accumulation. This book suggests that wealth accumulation does not require self-discipline is already a misleading principle. Almost all walks of life require good discipline like learning, reading, eating, exercising, and money making. Latte Factor is a catchy idea, but need good self-discipline too. I think the Author got this book's ideas when he was spending his money at Starbucks.
Rating:
Summary: Best Financial book available right now
Review: Without a doubt, The Automatic Millioniare is the single best personal finance out book in America. This book is so packed with information and an easy and fun read too. I bought mine earlier today at Costco and couldn't put it down! Bach is a great writer as well as a financial expert. If you are looking for just one book on how to revamp your personal finances and get out of debt, this should be the one. And I agree with the reviewer that said that ratings are low here at Amazon because people are buying this and other best sellers at other places (like Costco where I bought mine) Why pay more, plus shipping and have to wait? The Automatic Millioniare is a OUTSTANDING book. Highly recommended.
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