The Secrets to Good Credit and Debt Reduction : A Consumer Self Help Guide

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Summary: Good Credit is Your Most Valuable Asset
Review: In this day and age when every industry from banking to insurance to employers are looking at our credit reports, good credit is not an option it's a must. "The Secrets to Good Credit and Debt Reduction A Consumer Self Help Guide," is a practical self directed guide written in layman's terms to help you achieve good credit. With 15 easy-to-read chapters, you can pick up this book and start with any chapter. If you have good credit and too much debt go directly to the section" Get Out of Debt." Bad credit then set off for "How to Repair Your Credit." Problems with collection companies? Go to "Collection Agencies." Thinking about using a credit repair company" Go to "Credit Repair Companies." As a bonus the book contains sample letters for correspondence with credit bureaus, creditors and debt collectors. Expect to learn how credit and debt affects your choices and overall attitudes, why estalishing good credit is paramount and what new habits are key to accomplishing this goal.

Rating:
Summary: Very broad and basic review of how credit works
Review: Provides very little detail. Overly simplistic.

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Summary: Full of great tips and information!
Review: This book is full of great tips and ideas that helped me understand just what my credit report was saying. There were a few items on there that scared me because they weren't my debts. I followed the instructions in D.J.'s book and got it cleared up at all three credit bureaus within a few weeks. Just in time for us to get our home loan finally approved so we could buy our first home.

It's easy to read and to understand. None of that jargon and special code words that our loan officer used when we applied for our home loan. Definitely a good buy if you're having credit problems or need help with money management.