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Women's Fiction
A Girl Needs Cash : How to Take Charge of Your Financial Life

A Girl Needs Cash : How to Take Charge of Your Financial Life

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Product Info Reviews

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Rating: 4 stars
Summary: A Great Read For Women Of All Ages
Review: "A Girl Needs Cash" is an interesting story aimed directly at changing the female mindset towards money and investing. The author, Joan Perry, lends her financial expertise to the reader through the lives of six very different women. Perry makes it easy for women of all ages to relate to atleast one of her characters. She explains the myths that keep women from reaching their financial potential and poses easy to understand solutions to go about breaking them. I recommended this book to my mom, and do so for all "girls" looking to take charge of their purses!

Rating: 4 stars
Summary: Good Advice--But Be Careful Picking Investments
Review: Any book which extolls independence from men, I'm for. I bought this book three years ago, and the best thing I've learned from it is the Rule of 72. (What is that? Read the book.)

I've since learned that there's more to picking investment vehicles than finding one you like and feeding it. If a person already has their "dignity money" built up and want to maintain it, that's the only time bonds and bond funds should be considered. If a person is still in the process of building assets, then use safe savings vehicles like money markets until enough is attained to start investing, after that only consider stocks and stock funds to invest in for growth. And watch out picking mutual funds! It involves more than choosing no-loads over loaded funds. For more information on this, I highly recommend another book, Eight Steps to Seven Figures by Charles B. Carlson.

I disagree with not waiting until credit debts are paid off before investing. A person must have something to invest WITH, after all! If a person has such serious cash flow problems that any cash they have must go to pay off these bills, it would to me be fooling to be sending off that money to an investment firm at the risk of losing a house or a vehicle. That person needs help, most of all they need discipline and less dependence on material things. I say clear the debt or at least bring it way down; then work on a savings plan, then work on an investment plan, in that order.

A girl does need cash, but in order to have that cash she's simply got to quit spending it. She needs discipline and faith in herself to meet her financial goals. Part of that discipline is not relying on others to take care of her financially, whether it's a man or other lover or the Federal Government or even the stock market. This book doesn't really tell the whole story in that regard, but I think it's a good start toward self-education.

Rating: 4 stars
Summary: a girl needs cash!
Review: Finally, women, not girls.. gather up your scraps of paper and receipts and straighten out your financial matters, yourself! You likely will not find a better way to begin then Joan Perry's " A girl needs Cash". You may, Like I, find yourself quoting passages to your female friends, sometimes in anger, often in great frustration, as the book deals with the many social and economic reasons women of ALL ages have not dealt with their money. the fac tthat it deals with women of all backgrounds and ages is part of its great appeal and accesibility. It is truly a bare bones, no holds barred approach to finance that will take you thru sunshine savings accounts to muny bonds, increasing your savvy and, therefore, your confidence in revamping your own financial future without the age-old dependence on the male figures in your life. This includes fathers, brothers, by the way). Simultaneously dispelling the white knight myth while providing much-appreciated advice for women battling the social challenges they face in the workplace AND outside, it neither paints women in the 'victim' role, nor tells them to jump on a feminist bandwagon. Joan Perry, like I, was raised with good financial advice and lived feminism before the word was created. Whatever your age or current status, this delightful gem will provide you with a simplified and very TARGETED approach to improving your lifestyle while regaining great discipline. We roar and applaud this book for all ages.

Rating: 5 stars
Summary: A Declaration of Financial Independence At Last!!!
Review: Finally, women, not girls.. gather up your scraps of paper and receipts and straighten out your financial matters, yourself! You likely will not find a better way to begin then Joan Perry's " A girl needs Cash". You may, Like I, find yourself quoting passages to your female friends, sometimes in anger, often in great frustration, as the book deals with the many social and economic reasons women of ALL ages have not dealt with their money. the fac tthat it deals with women of all backgrounds and ages is part of its great appeal and accesibility. It is truly a bare bones, no holds barred approach to finance that will take you thru sunshine savings accounts to muny bonds, increasing your savvy and, therefore, your confidence in revamping your own financial future without the age-old dependence on the male figures in your life. This includes fathers, brothers, by the way). Simultaneously dispelling the white knight myth while providing much-appreciated advice for women battling the social challenges they face in the workplace AND outside, it neither paints women in the 'victim' role, nor tells them to jump on a feminist bandwagon. Joan Perry, like I, was raised with good financial advice and lived feminism before the word was created. Whatever your age or current status, this delightful gem will provide you with a simplified and very TARGETED approach to improving your lifestyle while regaining great discipline. We roar and applaud this book for all ages.

Rating: 4 stars
Summary: Kristin's Review
Review: For my economics class, I had to chose and read a book involving some form of economics. I read "A Girl Needs Cash" and was pleasantly surprised because I found the book to be very interesting. I enjoyed how the author was able to turn the book into an acutal story instead of just writng facts about enconomics like an encyclopedia would. Not only did the author show us the lives of other people and how their financial lives were going, but she also put herself and her experiences in the book which made it much more interesting to know that even people like her at one point stuggled with money. My favorite part of the book was the section on "The White Knight Myth". The "Money Machine" was also a very helpful tip. This book contained some very good advice and was motivating. I do belive that this book will help me with my own financial life.

Rating: 5 stars
Summary: Loved this book...
Review: I just wish it had been a little more "condensed", if you will. I'm extremely busy with not a lot of time to just sit around reading a book, and this book in particular could have been a bit quicker to read without all the personal anecdotes and individual examples. BUT...this is a good book if you want to learn about taking charge of your financial future. For the most part, her strategies sound very accessible. For example, she recommends paying your mortgage plus the next month's principle, which is highly do-able. Most financial gurus admonish us to pay no less than double our mortage payment (yeah, right). And, I love the fact that the author advises readers to NOT wait until credit cards are paid off to begin saving. Another refrain of financial gurus: "it's absolutely ridiculous to put money in a 3% savings account when you could be paying it on your 20% interest credit cards." Granted, theoretically that is sound advice, but it's just not logical for most of us, including me. I for one do not want to wait until my credit card is paid off before I start building a savings account. After all, the only way to prevent more debt is by having cash available, and how will you have any if you're paying every nickel and dime on your card? I also love how the author describes credit cards as "the Draculas of the financial world, draining assets out of our lives", how true! A great and very insightful book. It wasn't entirely easy to understand (unless you're already a financially-minded person) but the more I read it, the more I get out of it. The author also encourages readers to sit down and map out their financial future, for instance, if they want to have $1,000,000 to retire on, they need to actually write out how much that will require per month and how they will get it. I did that for the first time after reading this book, it's something I've never done before, and it has given me a more tangible goal to shoot for. I love this book and others like it for encouraging women to take active control in their financial future, not just mindlessly float around expecting someone else to take care of them.

Rating: 5 stars
Summary: Any working girl needs to read this book!
Review: I was pleasantly surprised to read this book as if it were a mystery novel. I loved following the financial lives of the working and non working women she presents in her book so brilliantly. I actually read over 100 pages at my daughters volleyball practice and was able to enjoy it despite the noise surrounding me. I had and have many ongoing questions of our families finances and our future. I wish I had read this book when I was working in a higher paying job and jet setting around for a company with an apartment on the Marina Green in San Francisco! Joan thank you for this great book and I highly recommend it to any girl that needs cash! And let's face we all do.

Rating: 5 stars
Summary: You NEED this book!
Review: This book belongs in every woman's library. It is entertaining and easy to read, but makes finances and saving for retirement easy. Honest, even if you "aren't good at math."

Rating: 5 stars
Summary: You NEED this book!
Review: This book belongs in every woman's library. It is entertaining and easy to read, but makes finances and saving for retirement easy. Honest, even if you "aren't good at math."


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