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Rating: Summary: Educational, Insightful and Enjoyable Reading! Review: Before I read this book I was at a loss as to how to deal with Credit Bureaus. Many years before I had a few credit problems but I'd also worked hard to clean my credit up. Still, I could not understand why my score was not higher. After reading Mr. Neal's book, I took some of his advice, took a much closer look at my reports and found one of the agencies even had the year I was born incorrect! The book was easy to read and I not only learned how to have improved interaction with the Credit Bureau's, but also how to understand them better. Thank you Mr. Neal!
Rating: Summary: Educational, Insightful and Enjoyable Reading! Review: Before I read this book I was at a loss as to how to deal with Credit Bureaus. Many years before I had a few credit problems but I'd also worked hard to clean my credit up. Still, I could not understand why my score was not higher. After reading Mr. Neal's book, I took some of his advice, took a much closer look at my reports and found one of the agencies even had the year I was born incorrect! The book was easy to read and I not only learned how to have improved interaction with the Credit Bureau's, but also how to understand them better. Thank you Mr. Neal!
Rating: Summary: Best Credit... best advice! Review: C. Linn Bower, a small business owner, January 26, 2004, Definately a 'results oriented' book This author deserves the highest praise. I used to have bad credit, and now it's flawless. This book revived my ability to acquire credit; gave me the confidence to apply for credit with out fear of being denied. Neal's techniques helped to clear both inaccurate credit ratings from unscrupulous creditors as well as my own credit mistakes. His real life examples were the shot in the arm I needed to initiate credit repair on my own. Now, I can take full responsibility for great credit and keep it that way. My story began with a payment delinquency with Bank One. I was falling behind on my bills shortly after a difficult divorce, and Neal's technique for credit repair got my relationship with Bank One back on track. They even agreed to remove the bad mark. Also, I was able to clear erroneously reported information from First Union Bank and GMAC. Now they are completely removed. It really worked! And the chapter on identity theft prevention/recovery was top notch. I should also state that I've read other books on this subject. None came close to being so complete and easy to follow. (There was also some refreshing humor in there, something we can all use.) Neal was also accessible by answering questions via email- very surprising. This book isn't for the unmotivated, though. There aren't any silver bullets or snake oil methods for fixing bad credit. I highly recommend this book to anyone wise enough to recognize and take great advice. A+
Rating: Summary: Worth every penny!!! Review: For a couple of reasons, I conducted a lengthy search both online and in bookstores for a solid book on credit scoring and repair. First, I am a mortgage banker and have a desire to HELP my credit-challenged clients, not just tell them their score and turn them away to some hard-money lender who will only make matters worse for them. Secondly, I desired to boost my own score and remove some derogatory items (some true, some false). There are so many books you can buy, but I ultimately chose Bestcredit, and suggest you do the same. You'll likely come away feeling as armed and empowered as I do.
Rating: Summary: Best Advice Review: I have this book and have read it through a couple times,and I think it is probably the best help someone could get that has a need for this type of advice! Period! The section on how to negotiate was of great help to me because it more or less tells you how to respond to the questions that you WILL be asked by collectors and such.It helped a lot also in preparing a deal that I would offer and then responding to a counter offer by the collector if indeed one was. I would recommend anyone wanting to deal with their own affairs in debt negotiation to buy and read this book and follow it as close as possible and see the results,it's great!
Rating: Summary: This is the one Review: If you give up fighting the CRA's or collection company's, DON'T ! Get the book and see what they don't want you to know....Pay-back time! It has helped me in so many ways, I'd need 5 pages to tell you everything.
Rating: Summary: Bestcredit : How to Win the Credit Game Review: Mr. Neal's book is packed with helpful, insightful information. It is a real education on understanding the credit industry and how to deal with it much more successfully. I highly recommend this well written guide to anyone who wants to improve their credit rating, or maintain a good one.
Rating: Summary: A Must for Those In Debt Review: This book - speaks plainly and will allow a person to make real changes to their credit standing....Do it now// Most simple to follow//
Rating: Summary: Good Stuff! Review: This book was really helpful. I kept getting denied because I had a lot of bad things on my report. It took me two months to get my credit straight and a lot of work but it panned out just as the author said it would. It was easy to understand and had a lot of examples and there were many scenarios that were covered. It even helped me with a problem with a lease. Every consumer should read this book!
Rating: Summary: The best of the bunch! Review: This is, in my opinion, the best book on credit scoring and credit reports out there. I would highly recommend it to everyone, whether your credit is good or not that great!
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