Rating: 
Summary: Cash Flow is King
Review: The clear key to financial success does not reside in the possession of assets. Instead, in order to financially succeed, one must have a system where there is a strong level of cash flow that surpasses his or her level of expenses. The next step is the reduction of expenses. But since we all know that the reduction of expenses is limited by our actual fixed expenses (mortgage, rent, car payments, phone bills) then the focus must be on establishing a system where our level of cash flow is always positive and is always increasing to the point where it enables us to be able to rely on it for our financial well being. This is the same concept clearly proven and verified in other classics such as the Millionaire Mind and the Millionaire Brain. These two books also demonstrate that in order to achieve financial success you need to have a realistic and practical system that will get you there. In Cashflow Quadrant the idea of developing your cash flow with a reliable system that is sustainable is perhaps the most important idea that many investors and entrepreneurs seem to miss while building their financial net worth.
Rating: 
Summary: Vast Improvement from his first book
Review: I rated his first book and gave it a pretty low rating for a number of reasons. However I found enough good thoughts in his first book to give his second one a shot. It almost appears if another person wrote the second book. The writing style, grammer, and organization is vastly improved from the first book.He shows the reader a financial quadrant that is composed of employee, self employed, business owner, and investor. He says the right side is the business owner and investor and the left side is the employee and self employed. I found his discussion on this quadrant to be very good. It gives you a great perspective on where you should be earning your living from and how you should be thinking. He contends that we are taught in school and by our culture to earn our living on the left side of the quadrant. He writes a lot about how we put faith in our "secure" jobs, spend most of our income, have a considerable amount of consumer debt, and basically spend our lives as slaves working to pay bankers, credit cards, interest on debt, etc. He advocates that we should instead be living below our means, keeping debt and expenses to a minimum and dumping cash into businesses and investments so that our income is generated on the right side of the equation and not the left. I found all of this information to be excellent. Through the whole book he gives some great plans and information on how to implement some of these plans from a proper "financial thinking" perspective, which is also great. He does have some areas where he offers some bad advice on taxes and education that he could have left out. He also doesn't give any specific advice or ideas on how to invest or how to build a business. He directs the reader to other books, semniars, instructors etc, to learn the specific plans to advance your life. I think the book does a fantastic job putting you in the right frame of mind and proper thinking about your financial life, but comes up very short on details of how to do anything other then change your thinking. Overall the book is still a vast improvement on his last book and is definately worth the read, but just be sure to discuss any tax or legal advice with an attorney and understand you won't get any specific information on any of the "how" of investing, buying real estate, setting up a business, etc.
Rating:
Summary: This is all about cash flow
Review: This is actually my favorite of the Rich Dad books. Cash Flow Quadrant will reveal why some people work less, earn more, pay less in taxes and feel more financially secure than others. It is simply a matter of knowing which quadrant to work from and when. Cash Flow Quadrant will also answer some questions like: * Why do some investors make money with little risk while most
other investors just break even? * Why, in the industrial age did some parents want their
children to become medical doctors, accountants or attorneys..
and why, in the information age, are these professions under
financial attack? * Why do most employees go from job to job while others quit
their jobs and go on to build business empires? * What is the difference between an employee and a business
owner. And why is that so many of the brightest students from our universities want to work for college dropouts....dropouts like Michael Dell, Bill Gates, Ted Turner and Richard Branson? Dropouts today who are the mega rich of society. Cash Flow Quadrant will help answer some of these questions and also assist in guiding you to find your own path to financial freedom in a world of ever increasing financial change. Cash Flow Quadrant is for you providing you are ready to: * Move beyond job security and find your own world of financial
freedom * Make deep professional and financial changes in your life * Move from the industrial age to the information age Cash Flow Quadrant made a profound impact in my life and I am sure will do the same for you. All you have to do is read it and apply what you learn. If on the other hand you are looking for a "safe", "secure" job and expect your employer to take care of you, then then this is not for you. Great book RTK. In my opinion, your best book to date.
Rating:
Summary: Rich Dad's Cashflow Quadrant; Guide to Financial Freedom
Review: The best part of the book that I found exceptional rewarding was: The seven steps to finding your financial fast track and the seven levels of investors. These two concepts helped me to gain knowledge on financial intelligence, will eventually increase my cash flow and allow me to become financially secure within the next 15 years. I would love to earn money enough from investments before I am 62 years old and teach college part time.
Rating:
Summary: An amazing novel
Review: Robert Kiyosaki does an excellent job of bringing the financial world to my level. I am able to understand what he is talking about and why it is important. This is his second book. I think the first one is like a wake call, or a warning. This second book begins to explain what individuals need to do to become financially free. This book talks about the seven levels of investors: Those with nothing to invest, borrowers, savers, "smart" investors, long term investors, sophisticated investors, and capitalists. Knowing which type of investor you are allows you to see where you need to improve to get to where you want to be. But one of the biggest themes in this novel is the message to take action now. The more action one takes, the more they learn, and the more successful they can become. I encourage you to buy this book, because I plan on reading it again and I think if you read it, you will also probably read it again.
Rating:
Summary: Love The Message
Review: This isn't a book about how to get rich quick.It's about how to get there.This is my second rich dad, poor dad read and I love it's message. It breaks up the different type of people which anyone can relate to: the employee, the self-employed, the buisness owner, and the investor. It is a guide to help you become what you want to become in order to take initiative and achive your goals and to me that is priceless. I can see how some people can get frustrated by what he has to teach because it's conflicts with what we were taught to belive growing up. If you really want to change the way you live than I highly recomend this book and also his first but only if you are willing to open up your mind and respect what the teacher has to teach.
Rating: 
Summary: Cash FROTH Quid pro quo!
Review: A friend recommended this book to me. I quote from the introduction "The CFQ was written for you if your life has come to a financial fork in the road." I read with enthusiasm for the first couple of chapters then the repetition in the text started to annoy. About half way it had become an irritation to the soul but I gritted my teeth and read on! By the end I was really, really, really steamed. The author could have reduced the number of pages by (a) 25% by dedicating this book to his wife and stating that they were poor with no assets and living out of a vehicle and off friends' graces before becoming financially free several years later. (b) another 25% by eliminating the repetition. (c) another 25% by eliminating the repetitive diagrams especially the EBSI one. (d) did I mention the repetition? Interestingly, while the book deals with their success in general terms, it does not say HOW they did it. Indeed, the author and his wife did not appear in their own cash flow quadrant since there is no place for U [my creation] meaning the Unemployed. So the question remained, How did they go from U and destitute to B and I in the CFQ? The answer is real estate we are told. Ok, but how does one without a job or collateral secure funds to pay the required 10% deposit. We are carefully told NOT to break the law. Real estate is key but WHERE to buy seems to be a problem. The author was magically ably to buy huge portions of land cheaply and sell with massive profits. We learn that the author learned three invaluable methods of negotiation previously unknown to him but are carefully not told what these methods were. We are told that a true B or business owner can leave his business for a year and return to find it still functioning and more profitable than when he left it. I guess he is speaking of the fortune 500 companies then. We are told of the author's real estate properties that generate income whether he works or not. Mention is also made of mutual funds and "other" ventures. Yes, but HOW was this done...we are left to wonder. We are then told of some failed business practices and that the majority of businesses fail however, he recommended becoming a B before moving to an I. When investing, this should be done carefully with advice of those in the know but again we are not told how or what to invest in because the author did not like giving specifics because each person's circumstance was different. ..However, in his NEXT book, RDPD's guide to investing, all will be revealed! In his conclusion, the author reminds us to mind our own business and get into the right mind set by playing his board game CF. DUUHH! He then proceeds to compares three groups, the Broke masses, the successful middle class investor and the rich. One group [guess which one?] has resources listed as: RDPD, CFQ, CF Game, RK tapes etc. Finally, we live in a real world. What about persons with CHILDREN? How does this impact with day care, school fees, attendance and pick up. Funny enough, no mention is made about these entities that require HUGE sums of money to maintain, having an impact on our financial adventure! Recommendation: Read the Richest Man in Babylon instead. It is shorter and has everything that you want to know and you can start immediately! It outlines broad principles and formulas that work which can help the ordinary person as well as the E, S or B move between quadrants and save to become an investor. It can even help the U's get into a quadrant! It talks about your family, children , wife etc. It has certainly helped me. The multiple streams of income are explained, as is the use of your money to work so you don't have to, all clearly laid out. And this book was written over 50 years ago! Read also the Wealthy Barber, I view this as an essential follow up to the Richest Man in Babylon in the unlikely event that your eyes did not light up after reading it for the first time. This will tell you the specifics instruments available that will help you. This book CFQ, [all 251+ pages] should have been edited removing the 82.5% FROTH leaving approximately 30 pages of material for second edit! Comment: this book does nothing to help the ordinary citizen move into financial freedom. What it does do is ensure a stream of income for the author whether he works or not! By constantly mentioning the super rich such as Bill Gates, Ford, and so on makes one think. Of the over 220 Million persons in the USA how many Bill Gates are they? He is the exception, not he rule! If it were possible to give negative stars, I would have here. This incomplete, rushed, advertising marvel seemed to have captured the imagination of some readers by using a diagram and re-presenting material that has been well presented elsewhere. By the way, one reader compared this book to the Richest Man in Babylon. In a word..don't. That would be like comparing little leaguers to the superbowl! In conclusion I cannot recommend this book. It is Cash Froth Quid pro quo. We give cash; he gives froth, quid pro quo! Hence 1 star.
Rating:
Summary: Financial Freedom? - a little overstated
Review: Although this book is treading on what can be very difficult for someone who has never had any experience in finances to to understand, I really did not glean a lot from it except the definitions of the "cashflow" quadrant and where I should go within that quadrant. There were some interesting little maxims and proverb-type-things, but it really didn't have a whole lot of "nuts and bolts" type of info that I like, but I do have a profession in investments. I think you have to read (all 25 books is it now?) in order to figure out what rich dad's cashflow quadrant is....books maybe? There is just too much hype around these books and I am a little dissappointed. All around probably worth reading from the library or something.
**Read something by Peter J. Daniels those books will actually help you change you life. www.peterdanielsonline.com**
Rating:
Summary: Repetition with meaning
Review: I read this book from front to back. It is full of repition and seems as if the publisher was just out to get money(Afterall, I think he owns the publishing company). In all honesty, I do recommend the book, but don't expect to get alot out of this book. Like with anything, there is competition. He's not going to divulge all of his secret, since you're going to be his competition. He writes this book to give a little bit of information covered by a whole lot of ambiguity. He keeps saying, "pay yourself first", but never discusses how to avoid "the man". In any case, sort through all of the repition, all of the self-contradicting statements, and learn the core of what he talks about. Hes got many.. MANY good points, but they are hidden very well, and some are single setences in the most boring of stories. Keep learning from other books, and don't stick to this series. However, I do recommend this and Rich Dad Poor Dad highly, since it'll get you thinking outside of the box. The last few pages of this book sum it up clearly. It is just to get you thinking another way. He does a great job of doing that.
Rating:
Summary: why I'll never be an employee again...
Review: My parents were born in the era where you could find a good job with great benefits, work for the same company for 35 years and retire with a comfortable pension. All through school, my teachers shared the same paradigm. I was conditioned to become an employee. After several years as an employee, bouncing from job to job, I realized that job security did not exist in the Information Age. But how else could I make a living? Along came Robert Kiyosaki's Cashflow Quadrant, and everything finally started to make sense. Cashflow Quadrant explains the different ways that people are able to make money. It teaches the difference between employees, self-employed, business owners and investors. It gives the advantages and disadvantages of each, and explains that most people are able to generate income from all four quadrants, as long as they are willing to learn and change. How effective Cashflow Quadrant will be in your life depends on how willing you are to change your thinking. It is possible to start this book with an employee mentality, read through the entire book, and come out the other end completely unchanged. However, that won't be the fault of the book. Cashflow Quadrant is written in simple language. It is often repetitive. (Hmm...is that because the author is forgetful, or is there a point here that needs to be emphasized?) There is a wealth of information here that can get you out of the prison of employment or self-employment and on the path to freedom via business ownership and investing. With my years of conditioning, I initially fought the information in this book. Be sure to approach this with an open mind, for your financial freedom may be at stake. I still have a long way to go to apply everything I've read, but Cashflow Quadrant has changed my thinking, and that has completely changed my financial future. Larry Hehn, author of Get the Prize: Nine Keys for a Life of Victory
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