Rating: 
Summary: This book is for dreamers
Review: I found some insightful comments in Rich Dad, Poor Dad, so I thought I'd give this book a try. What a mistake! I am now convinced that the author has made the shallow deduction that a rich dad was also wiser because he ended up rich. It sounds to me like the rich dad was luckier and that the author is full of hot air. The author goads us unto the idea that starting business systems run by people we hire (instead of ourselves) is the only way to really get rich. That's the whole book in a nutshell. There is nothing more concrete inside the cover.
Rating: 
Summary: I didn't own a business, I owned a job¿
Review: The second in a three book series dedicated to challenging the reader to think and rethink about what money is and how it works. The Cashflow Quadrant describes the four basic ways to acquire money and then it divides them into four quadrants to illustrate the principles of wealth and how to obtain it under each quadrant. You can be an employee, self-employed, business owner, or investor. Which one would you like to do? Like the tone of his previous work, "Rich Dad, Poor Dad", Dr. Kiyosaki does not force a single ideology upon the reader. Instead, he invites the reader to examine all four options and then choose whatever they think is the best one. I have been an employee most of my life, with occasional excursions into self-employment. Each time, I worked very hard on my businesses, but I never got rich like I thought I would. Since then I have learned that I needed to change one of my old-fashioned ideas. I didn't own a business, I owned a job. And the minute I stopped working... the business stopped working too. For me, that was one of the most important lessons in the book. People who are self-employed are out there working themselves to death trying to find financial freedom and they are missing one very important point. To get rich you should own a business that can run with or without you having to be there. I love this guy. Want to be an investor??? Well, you can do that too, but you need to know what it really means first. Get out there and read this book! You'll kick yourself for not having done so sooner. And you will, hopefully, change some bad financial habits into good ones.
Rating: 
Summary: Average, but you'll probably buy it anyway
Review: In this second guide, Kiyosaki introduces four classifications of people based on how they earn income. These classifications form the quadrant for which the book is named. People "on the left side" of the quadrant earn income directly from their own labour. Those on the right side earn income through others' labour. This book discusses the steps to take in order to move oneself from the left to the right side of the quadrant, particularly to the classification based around earning income from investing where the greatest potential income streams can be found at the lowest risk. Kiyoski seeks to help people understand themselves better, and through this understanding improve themselves to eventually control their personal financial situations.
Rating: 
Summary: A few good points poorly and repetitively written
Review: Make your first step toward financial freedom a decision to not spend money on this book. The back cover of the book had three quotes, two by the authors and one by Galileo. I doubt any of the three read this book which is virtually identical to Rich Dad Poor Dad, which I also read and do NOT recommend. The authors do make some good points (and then repeat them ad nauseum): 1) Rich folks don't have jobs 2) Rich folks aren't worried about security and 3) they pay less tax by using corporations. The thesis here may seem obvious, but he spends a great deal of energy convincing you. If you're an "employee" or "self-employed," plan on being offended because you're apparently too uninitiated to know the difference between an asset and a liability--don't worry, he'll explain it again and again and again. But not technically, just approximately and slowly and with very large pictures. If you know anything about accounting (I'm a Director of Finance), you'll be put off--The book transmogrifies the meaning of simple accounting terms while attempting to provide "financial literacy." (See how the authors describe a home as a liability with no mention of equity or non-monetary value of ownership). Unfortunately, there are some basically good ideas here buried in a lot of silliness. If you want financial literacy, go to school or buy some technical books on financial analysis and accounting. If you want motivation seek books by Anthony Robbins or Steven Covey. If you want smart information on buying distressed properties try Goldmining in Foreclosures by Achenbach and for investing try the "Motley Fool" investment site...where you'll find a list of investment resources. I would suggest reading everything you can to assist you in your struggle for wealth, but this reasource is not that valuable in a world of limited time and attention.
Rating:
Summary: Picks up where Rich Dad, Poor Dad left off
Review: This is a great follow up to Rich Dad, Poor Dad. Kiyosaki and Lechter break down Kiyosaki's "rich dad's" teachings into a simple to remember grid. Refreshingly in our get-rich-quick, lottery culture, the authors say there's no short-cutting the process. These principles helped my wife and me become debt free in less than three years!
Rating:
Summary: robert is not for everyone
Review: As you read through the other reviews one thing that you will find is that anyone who gave this book a poor review said it didnt have enough information... what they were looking for is a step by step guide to becoming rich... this is not roberts style. I have read this book as well as rich dad poor dad and have found that Roberts books are for inspiration, and for creating your own ideas. He will not say do this and you will become rich. what he will do is give various examples, that will make you come up with your own plan that works for you... if you want money handed to you... this book is not for you... if you want to create your own system.. this book is a must...
Rating:
Summary: WOW!!
Review: I am not much of a reader, but I could not put this book down. I have already recommended this book (and Rich Dad..) to a couple people. This was very easy to read, and I intend to again in the near future.
Rating:
Summary: If You Liked Rich Dad, Poor Dad, You Must Read This One!
Review: Repetition is the source of mastery, and The Cash Flow Quadrant takes the excellent thinking in Rich Dad, Poor Dad and builds to another level of detail. This information will increase what you learned in Rich Dad, Poor Dad and help you begin the transformation from a salaried or self-employed person into a business owner and investor. The definitions of these four quadrants are important. As an employee, you have a job. As a self-employed person, you own a job. As a business owner you have a system (such as a franchise like McDonald's) that produces cash flow for you and others work for you. As an investor, your money works for you. Rich people are getting more than 70 percent of their cash flow and income by having money work for them. One of the strengths of the book is that it deals with the subtle psychological differences among people in the four different quadrants, especially on subjects like security and freedom. Kiyosaki and Lechter then do a nice job of helping you understand the difference between risky and taking risk. The latter is a good idea, when you know what you are doing, and the former is always to be avoided. The book is not dogmatic, pointing out that good results can be reached in a variety of ways. You have to decide which ones are right for you. In general, you are encouraged to move from the employee and self-employed side for your income to the business owner and investor side. Then, take your cash flow and expand it into investments. Another of the strengths of the book is to make it clearer what the advantages of income property are. In these Internet stock-crazed days, many are looking only to stocks and missing good commercial property opportunities. There are lots of good questions you can use to help frame your road through the cash flow quadant. At a minimum, you will become much more financially literate. With the help of the 7 steps here for making the necessary changes, you should begin to make the transition. The book has a nice conversational tone that turns personal economics into common sense examples and principles. The downside of any book about changing your life is that you can read it much faster than you can master the lessons and apply them. I suggest that you schedule time to reread this book over the next 10 years. That's the best way to check up on yourself and how you are doing. I do recommend that you read Rich Dad, Poor Dad first. You'll get much more out of this book if you do that. Then you'll begin to see opportunities where others see difficulties. Good luck with fulfilling your goals!
Rating:
Summary: Okay, I deserve it... Second Book much like the First
Review: This book has a lot of good fundamental thoughts and approaches and does a good job of categorizing individuals into the four quadrants -- Employee, Self Employed, Business Owner and Investor. This is very good in determining who you are based on core beliefs and financial place in life. Besides the ramblings of the author, (See every other honest review on this author)the basic problem is that there are stories but no strong examples. Example -- the author states that diversification doesn't lead to wealth... However, there is no strategy mentioned as to learn and go after the understanding of the business in order to pick that stock -- or even what the author looks for... I realize that by avoiding the trap of selling a particular method and staying on concepts that the author is teaching the fundamentals, but by the time I get to the second book of a series -- I desperately want some kind of solid information. The three stars are there for the sound concepts. Two stars are missing for rambling too much and then not providing much meat.
Rating:
Summary: A few good points, a lot of repetition
Review: I was disappointed by the book. The author has about 5 good points and the rest is just repetition and stories. It seems to lack meat. One point is that to be a succesful investor, it is necessary to be able to read financial statements. There is some discussion about revenue, expenses, assets, and liability but it really isn't enough that someone could use it to read public company financial statements. The points can be summarized as follows: The best investment deals are reserved for the rich. The best way to get rich is as an entreprenuer. Salaried workers are chumps. To become super rich, it is necessary to break into venture capitalism. Real estate investing and developement is a good way to riches. Become knowledgable about your investments, business management, and accounting.
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