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Whether it's the invisible chat room jockey pumping penny stocks or the silver-haired Peter Lynch hawking Fidelity Investments, finding financial advice these days is pretty easy, and for most of us the real problem is not getting advice, it's getting good advice. Which is something that Terry Savage dispenses in good measure in The Savage Truth on Money. It's not that Savage has found a new way to get rich. She hasn't. What makes this book work is her commonsense approach to attaining financial security. At the heart of Savage's advice is the notion that getting ahead is a matter of "self-discipline," which "means making knowledgeable decisions based on a rational assessment of likely results and then sticking to your decisions in the face of emotional upheaval." Forget about sticking your head in the sand--for Savage, knowledge is power, and knowledge begins when you examine your own relationship to money. She encourages getting online as way to manage your finances, educate yourself, and seek out new opportunities. The book is filled with insights on topics such as risk management, investing in mutual funds, saving for college, and buying insurance. Savage's experience as a financial journalist (print, television, online), stockbroker, the first woman member of the Chicago Board Options Exchange, as well as her service on the Board of Directors of McDonald's and Devon Energy Corporation brings a air of credibility that's hard to find in books of this ilk. The Savage Truth on Money is for people who think seriously about their money, no matter how smart they think they are. --Harry C. Edwards
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