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Summary: Today is a rainy day!
Review: I appreciate the insight into the life of a millionaire. What is hard to embrace is the theory that one should "live to retire". Can we also live for today? As the saying goes, tomorrow is not promised to us. All things should be done in moderation. Yes, I believe we should all save for retirement but not to the detriment of having to live the life of a pauper. Here's some food for thought: 1. Live life to its fullest each day. 2. Set realistic goals and meet them. 3. Save money for the future but live in the present. 4. Need nothing, want for little. Nothing new here, huh? It's just something awfully morbid about saving all of your life only to begin to live life just in time to die. Can there be a happy medium here? I've always heard, "save for a rainy day." Meaning you should spend your money on a rainy day. Well, guess what, it's raining!
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Summary: Practical Analysis of the RICH - Habits and Mindset
Review: A very practical analysis of how people can accumulate wealth and become very rich. Out of the norm and mind blowing. The way I look and manage money will never be the same again. This book has shorten at least 10 years from my journey to accumulate wealth and maybe even remove a few possible setbacks. Should have read this book 10 years ago!!!
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Summary: "How to be Cheap"
Review: "How to be Cheap" should be the title of this book. This is another overrated book tapping into the wallets of middle America. I suggest a review of the book firsthand before purchasing. A more thorough browse-through will expose the fact that this book is merely a product of a limited survey done by the authors. There is nothing new, creative or innovative suggested by the authors--rather, it is common sense "how-to". If I had to recommend this book at all, then it would be to young readers only, i.e. college or high-school graduates.
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Summary: Learning How to be CHEAP!!
Review: This book should be entitled "Learning How to Be Cheap", or alternatively, "Wait Until You're Seventy-Five Before Living Your Life", or even "Penny-Pinching For Life!". I was very disaapointed with this book. The authors do not tell the readers anything new, nor have they created a formula for building wealth. Simply stated, they have MERELY PUBLISHED RESULTS OF A SURVEY, in which the response rate was 45%. In addition, only 34.5% (or 385 out of a total 1115 respondents) had a net worth in excess of $1M. (see Appendix 1 of the book).
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Summary: How to become a millionaire
Review: This book explains how the great majority of millionaires in the US accumulated their cash. Most have good jobs with high, but not spectacular incomes. They save a large proportion of their income. They don't enjoy a lot of material luxuries. They spend time on their investments. It's not glamorous. It may not even be much fun. But it's by far the best prospect of any normal person becoming a millionaire. In my opinion, the book is excellent, since it explains the "cost" of becoming a millionaire. It's not for everyone, but if you have a high income and inexpensive tastes becoming a millionaire may be for you.
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Summary: disappointing
Review: Nothing new. What were their secrets
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Summary: Lifelong Freedom of Choice
Review: If you are a analytical sort with a measure of discipline you will immediately embrace the logic of The Millionaire Next Door. If you are the extroverted "live for today" sort it'll drive you nuts that you have to use patience to be worry free and wealthy. Time and moderation has long been touted as the remedy for many things and that is what is proved in this book as no accountant's spreadsheet ever can...real life. It's a shame so many of use have no choice when we retire and must work in non satisfying jobs to just get by. Trading today for all your tommorrow's isn't a good idea, it'll make you bitter and angry in your old age. If you lack a good measure of disipline don't bother reading the book, you will reject it out of hand. Just don't hang blame on the rest of us because you can't afford your prescriptions when your 70 years old. If you do have some discipline you can change your financial life as I did. After reading this book I climbed out of a credit card nightmare inside of 2 years and have my financial bluprint set for life. I feel back in control and that is a great feeling. Now I can live for today!
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Summary: PAW don't wanna be
Review: Most of us live within our means and save for our future. How much we should save is open to conjecture. We aren't scared off by those so called "expert" critics who tell us how much we'll need for retirement. We take expensive vacations because we can afford it and socialize accordingly. We have many wonderful friends of similar means and values and live moderately, on our terms. Even the professional UAW's described in this book are people, granted, who are perhaps spending too much, but will unlikely end up as street people. Don't forget they probably have 401K's and also paid a hell of a lot of social security taxes and despite the fears you hear from our robber-baron politicians, IT WILL BE AROUND FOR THOSE WHO PAID INTO IT, in one form or another. Meanwhile, those fools who are catagorized as living below (PAW) their means are really the leeches of our society. In the long run, they do very little in contributing to our GNP. When we do retire, our financial wants and needs go down as we age and being a so called "millionaire next door" is really unnecessary. If you contact a debilitating disease or sickness when you're old and it eventually drains you financially would you really want to live under those circumstances, anyway? I know a couple who are the type of under-educated PAW's described in this book who hoard their wealth for that purpose. I truly think it's more of being direct decendents of parents who experienced the Depression, which is probably the root cause of many following generations.
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Summary: The bible for misers.
Review: Balance this book by reading the biography of Hetty Green
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Summary: Extreme ideas -- but sometimes we need to be challenged
Review: Some people need a kick in the pants when it comes to saving for their future. The "ME" generation would be much better prepared for retirement if we simply absorbed a fraction of the ideas put forth in this book.
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